“A shell corporation registered in Delaware,” he said.

“And from there, the money was sent to an offshore online gambling platform.”

I stared at the numbers on the page, my mind spinning.

“He gambled it all away?” I asked.

“Most of it,” Mr. Vance said.

“The rest went to paying off existing high-interest credit card debts.”

“He has over eighty thousand dollars in outstanding personal loans.”

“He used your house as a life raft to drown his own debts, Calla.”

My stomach churned, and I had to close my eyes for a moment.

My grandmother had spent her entire life paying off this house so I would have security.

Rylan was systematic.

He was using his mother, Solene, to slowly push me out while he drained the equity.

“What do I do now?” I asked.

“You need the original physical loan documents,” Mr. Vance said.

“The lender keeps the digital files, but the original paper draft might still be in his possession.”

“If we can find the paper with the wet ink, we can prove the forgery in court much faster.”