“He has sent three separate letters requesting extensions, citing temporary cash flow issues,” Arthur said. “Our automated system flagged them last week. I held them back from the standard collection agency process on your instruction.”

“Who signed the extensions?” I asked.

“Graham did,” Arthur said. “Personally guaranteeing the debt.”

“What are the terms of default?”

“Section fourteen of the lease allows for immediate termination and eviction upon ninety days of non-payment, without the need for a cure period, if the tenant has defaulted previously,” Arthur said. “And he defaulted once last year.”

“So we can terminate the lease immediately,” I said.

“Yes,” Arthur confirmed. “We can issue the notice tonight. It will be legally binding by tomorrow morning.”

I looked at the digital clock on the dashboard.

It was just past nine o’clock.

“Draft the termination notice,” I said. “Send it to his corporate email and have a physical copy couriered to his office by eight tomorrow morning.”

“Do you want me to include the demand for the outstanding sixty-six thousand?” Arthur asked.

“Yes,” I said. “No discounts. No extensions.”