“No,” I said.

“Meredith, please!” Denise wailed through the speaker. “They are going to foreclose on our house. We have thirty days before they take everything.”

“You let Trevor handle your retirement because you wanted a quick return,” I said. “You didn’t care where the money came from.”

“We didn’t know he was leveraging our home,” Harold pleaded. “We trusted him because of Kelsey. But you can save us from the bankruptcy.”

“By giving up my home?” I asked.

“It’s just a cabin, Meredith,” Harold said, his voice rising in anger. “It’s wood and dirt. We are your family.”

Kelsey looked up at me from the driver’s seat, her eyes wide and wet with tears.

For the first time since she had arrived, she looked terrified instead of angry.

“Meredith,” she whispered. “If you don’t sign the partition agreement, we lose everything.”

“Trevor committed bank fraud,” I said, my voice steady despite the cold rain soaking my collar. “And you want me to hand over my deed to cover his tracks.”