“This is a loan for a property on Oak Street,” she said. “Your name is listed as the primary co-guarantor.”

I leaned forward, squinting at the paper under the dim bedside light.

“I never saw this document,” I said. “I didn’t even know they bought that property.”

“I know,” Karen said. “The slant of the letters in your signature is incorrect. It was traced from your marriage certificate.”

She laid down another three documents, each bearing the same traced signature.

“They did this five times over the last eighteen months,” she said.

“They took out millions of dollars using my credit,” I whispered, looking at my father.

“Yes,” Karen said. “And they used those loans to fund Patricia’s personal accounts in Delaware.”

My father leaned against the wall, his arms crossed over his chest.

“They didn’t just steal your identity, Hannah,” he said. “They set you up to take the fall if the business collapsed.”

“Does Ethan know about this?” I asked.

“His signature is on every single wire transfer,” Karen said. “He signed the checks that moved the loan money out of the business accounts.”